Author name: lbwp2200

Ending Capital Gains Tax on Home Sales? Here’s What It Could Mean for Homeowners A bold new proposal in Washington […]

After months of uncertainty brought on by trade tensions and tariff threats, the American economy is showing signs of renewed

In a sharp shift from the frenzied market of recent years, Southern California’s housing sector is now grappling with a

Private-markets heavyweight Blue Owl Capital is moving to expand its footprint in American retirement plans, teaming up with Voya Financial

In America’s ongoing effort to reform housing finance, we seem to be steering toward a familiar—and dangerous—fork in the road.

In nearly one-third of the nation’s 100 largest housing markets, home prices have fallen by at least one percent from

The U.S. housing market continues to reflect deep affordability pressures, with new data from Redfin showing that the median home

🇺🇸 Independence Day | July 4, 2025   To the people of this proud and diverse nation: Today, as flags are

In a landmark decision following days of intense negotiation and a marathon Senate session, Republicans narrowly passed President Donald J.

As flags wave proudly across the nation and families gather in backyards and parks, it’s important to pause and reflect

Homeowners across the United States are grappling with significant increases in home insurance premiums in 2025, driven by escalating climate-related

Real estate is widely recognized as a valuable investment, particularly for retirement savings. It can generate consistent cash flow, appreciate

The United States is experiencing a surge in population growth, with many Americans relocating to new cities in search of

Lender portfolios of foreclosed and seized office buildings, apartments, and other commercial properties grew 13% in the second quarter, as

Are you looking to save money and relocate? Moving to a city that offers cash incentives to new residents could

With stubbornly high house prices and rising mortgage interest rates, homebuyers are facing significant challenges. Many resourceful buyers are finding

Did you know that in California, property owners aged 55 and older can transfer the taxable value of their home

Using an Individual Retirement Account (IRA) as collateral for a non-recourse loan to invest in real estate can be a

In a surprising turn of events, Fannie Mae’s National Housing Survey revealed that homebuyer sentiment rebounded in June to levels

After a spike following the June 27 presidential debate, mortgage rates are declining due to growing expectations that the Federal

On this Fourth of July, we celebrate the United States of America—a nation born from the revolutionary spirit of freedom,

Federal Reserve Chair Jerome Powell expressed satisfaction with the recent downtrend in inflation following an earlier rebound at the start

The idea of waiting for the perfect moment to buy a home is appealing but nothing new. Having been in

June marks National Homeownership Month, an annual observance aimed at promoting the benefits of homeownership and encouraging Americans to achieve

The real estate market has been experiencing a whirlwind of activity in several major US cities, with property values reaching

In a surprising turn of events, the real estate market has experienced a significant uptick in active listings and price

On this Memorial Day, we gather to honor and remember the brave men and women who have made the ultimate

In a groundbreaking move to promote fair housing practices, real estate giant Zillow has announced the launch of an artificial

In a significant development, the United States Department of Veterans Affairs (VA) has announced that it will temporarily suspend its

A recent report has highlighted a concerning trend in the US housing market, with rent growth outpacing wage increases in

A recent report has unveiled a substantial uptick in the proportion of newly built single-family homes for sale in the

In a rapidly evolving real estate landscape dominated by technological advancements, the enduring value of great real estate agents cannot

In recent years, the home remodeling industry has seen a significant surge in activity, driven by evolving tastes, technological advancements,

In recent years, the number of US homeowners with mortgages that are “seriously underwater” – where the loan amount exceeds

In the wake of skyrocketing housing costs, particularly in urban and suburban areas, the construction of rental homes is witnessing

Designing a kitchen can be both exciting and daunting. It’s the heart of the home, where families gather and memories

Builder confidence experienced a setback in May, with the surge in mortgage rates playing a significant role in dampening sentiment.

Fair Market Value (FMV) is a fundamental concept in real estate that serves as a cornerstone for property transactions. Understanding

Recent data from the National Association of Realtors (NAR) has revealed a significant trend in the U.S. housing market home

In the sprawling landscape of California, where golden beaches meet majestic mountains and vibrant cities pulse with life, one issue

Owning a home is a significant milestone in many people’s lives, but it comes with its fair share of responsibilities

Unraveling the “Trade-In” Mortgage: A New Frontier in Home FinancingIn the realm of mortgage innovation, a new player has entered

Homeownership opens doors to various financial opportunities, and one such avenue is the Home Equity Line of Credit (HELOC). A

In a bid to protect homeowners from fraudulent activity and ensure the integrity of property transactions, an increasing number of

In a significant development that has sent ripples through financial markets, John Williams, the president of the Federal Reserve Bank

Billions at Risk as Businesses Struggle to Adapt in the Wake of Remote Work Surge As the global economy continues

Recent developments in the bond market have underscored growing concerns among investors and policymakers alike as pressure continues to build

The past week witnessed a pivotal moment in the bond market as investors dissected the Federal Reserve’s latest pronouncements on

The journey to homeownership is a multi-step process, and reaching the “Clear to Close” milestone is a significant achievement. Clear

For the growing number of self-employed individuals, the dream of homeownership can come with unique challenges when it comes to

A reverse mortgage can be a viable financial tool for retirees seeking supplemental income by tapping into the equity of

Securing a mortgage is a significant financial commitment, and borrowers often seek ways to manage their loans more efficiently. However,

Shopping for a mortgage is a crucial step on the journey to homeownership. With numerous lenders, varying interest rates, and

In the realm of real estate and mortgage lending, the National Mortgage Licensing System (NMLS) stands as a cornerstone of

In the realm of real estate transactions, the term “deed of trust” often emerges, particularly in discussions involving mortgage financing.

For homeowners facing financial hardships or struggling to keep up with mortgage payments, the prospect of foreclosure can be a

The closing disclosure (CD) is a critical document in the home buying process, providing borrowers with essential information about their

When going through a divorce, navigating the financial implications can be challenging, especially when it comes to securing a mortgage.

Inheriting a house can be both a significant financial asset and an emotional responsibility. When the inheritance involves sharing ownership

Securing a mortgage preapproval is a crucial step in the home buying process, as it provides prospective buyers with a

Securing a mortgage is a significant financial decision, and understanding the various fees involved is essential for borrowers to make

Embarking on the journey to homeownership is an exciting but financially significant endeavor that requires careful planning and consideration. The

Fannie Mae and Freddie Mac are two government-sponsored enterprises (GSEs) that play a crucial role in the U.S. housing finance

Obtaining a mortgage preapproval is a critical step in the homebuying process, as it provides clarity on your purchasing power

In the world of real estate transactions, the term “deed of trust” often arises, yet many individuals may not fully

Securing a mortgage is a significant milestone on the path to homeownership, but for individuals receiving or paying alimony, the

In times of financial hardship, homeowners facing difficulties in meeting their mortgage obligations may explore various options for relief. Two

Closing costs represent an essential component of real estate transactions, encompassing various fees and expenses incurred by both buyers and

Securing a mortgage preapproval is a crucial step in the homebuying process, providing prospective buyers with confidence and clarity as

Purchasing a home is a significant milestone for many individuals and families, often requiring financial support to make homeownership a

Closing on a house is an exhilarating milestone in the journey of homeownership. After months of planning, searching, negotiating, and

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10 Tips to Afford a 15-Year Mortgage Securing a 15-year mortgage can be an excellent strategy for homeowners looking to

For many homeowners, the idea of being mortgage-free is an appealing prospect. The prospect of eliminating a large debt and

When it comes to financing a home purchase, there are various options available to borrowers, each with its own set

For disabled veterans who have bravely served their country, securing stable and accessible housing is a vital aspect of their

For aspiring homeowners in rural and suburban areas of the United States, the USDA home loan program offers a unique

For military service members, veterans, and eligible spouses, the U.S. Department of Veterans Affairs (VA) offers a range of home

Owning a home not only provides a sense of stability and pride but also comes with potential tax benefits. Understanding

A home inspection is a critical step in the home buying process, providing potential buyers with a detailed assessment of

Flipping houses, the practice of purchasing distressed properties, renovating them, and selling them for a profit, has become a popular

An open house is a widely practiced method in the real estate industry, providing prospective buyers with an opportunity to

In the complex world of real estate financing, mortgage loan originators play a pivotal role in facilitating the home buying

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Understanding financial terminology is essential for navigating the complexities of investments, loans, and interest rates. One such term that frequently

Escrow is a term frequently encountered in the realm of real estate transactions, but what exactly does it entail? From

As the world shifts towards sustainable energy solutions, solar panels have become increasingly popular among homeowners looking to reduce their

As you prepare to sell your home, one of the biggest decisions you’ll face is whether to invest in upgrades

Making an offer on a house is a significant milestone in the homebuying process, and it’s essential to approach it

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Easements are legal rights that grant specific individuals or entities the authority to use a portion of another person’s property

The Closing Disclosure is a critical document in the home buying process, providing buyers with essential details about their mortgage

For prospective homebuyers and homeowners considering refinancing, mortgage rates play a significant role in affordability and financial planning. However, predicting

Purchasing your first home is an exciting milestone, but it can also be overwhelming. From understanding your budget to navigating

Rent-to-own agreements offer a unique pathway to homeownership, especially for those who might not qualify for a traditional mortgage immediately.

Purchasing a home traditionally requires a substantial down payment, often 20% of the home’s purchase price. However, for many potential

The Section 8 Housing Choice Voucher Program, managed by the U.S. Department of Housing and Urban Development (HUD), provides rental

A seller’s pre-inspection, also known as a pre-listing inspection, is an inspection conducted by the seller of a property before

A credit score plays a significant role in the homebuying process as it impacts a buyer’s ability to secure a

When it comes to financing a home purchase, borrowers have several options, and one of the most common types of

For military service members, veterans, and eligible surviving spouses, VA loans offer a valuable opportunity to finance a home purchase

A mortgage note is a legal document that serves as evidence of a debt and outlines the terms and conditions

VA loans, backed by the U.S. Department of Veterans Affairs (VA), offer military service members, veterans, and eligible surviving spouses

Fannie Mae and Freddie Mac are two of the most well-known names in the housing finance industry. While both entities

The Debt-to-Income Ratio (DTI) is a crucial financial metric used by lenders to assess an individual’s ability to manage their

As spring ushers in warmer weather and blooming landscapes, it also marks the beginning of what is commonly known as

The world of home buying and mortgages is dynamic, shaped by market trends, economic conditions, and regulatory changes. In 2023,

For many Americans, homeownership is a dream that seems out of reach due to various factors, including limited finances or

For disabled veterans who have bravely served their country, securing stable and accessible housing is a vital aspect of their

When refinancing your mortgage, a crucial step in the process is the home appraisal. An appraisal determines the current market

For homeowners seeking to leverage the equity built up in their homes, a Home Equity Line of Credit (HELOC) presents

For many individuals or couples, purchasing a home is a significant milestone that often requires financial assistance in the form

For homeowners navigating the complex landscape of mortgage payments, the concept of principal reduction holds significant importance. Understanding what principal

In the ever-evolving landscape of higher education financing, families often find themselves exploring various avenues to fund college expenses. With

A recent Fannie Mae poll, conducted by Pulsenomics and comprising over 100 housing experts, suggests that if mortgage rates ease

Purchasing a home is a significant milestone for many individuals and families, often requiring financial support to make homeownership a

Securing a mortgage preapproval is a crucial step in the homebuying process, providing prospective buyers with confidence and clarity as

Mortgage rates play a pivotal role in the housing market, influencing affordability, homebuying decisions, and refinancing activity. For prospective homebuyers

In the realm of finance, precision is paramount, and even the smallest fluctuations can have significant implications. Basis points (BPS)

Homeowners insurance provides valuable protection against property damage, liability claims, and unforeseen events, offering peace of mind and financial security

Closing costs represent an essential component of real estate transactions, encompassing various fees and expenses incurred by both buyers and

In times of financial hardship, homeowners facing difficulties in meeting their mortgage obligations may explore various options for relief. Two

When embarking on the journey of homeownership, prospective buyers encounter a multitude of terms and documents, each playing a crucial

Securing a mortgage is a significant milestone on the path to homeownership, but for individuals receiving or paying alimony, the

In the world of real estate transactions, the term “deed of trust” often arises, yet many individuals may not fully

When it comes to borrowing money, the terms “secured” and “unsecured” are frequently used to describe different types of debt.

A Complete Guide To Short-Term Mortgages In the realm of mortgage financing, short-term mortgages offer a compelling alternative for borrowers

Fannie Mae, officially known as the Federal National Mortgage Association (FNMA), is a government-sponsored enterprise (GSE) established by Congress in

Fannie Mae and Freddie Mac are two government-sponsored enterprises (GSEs) that play a crucial role in the U.S. housing finance

When applying for a mortgage loan, lenders evaluate various aspects of your financial profile to determine your creditworthiness and ability

Reverse mortgages offer older homeowners a unique financial tool to tap into their home equity and supplement retirement income. However,

When embarking on the journey of purchasing a home, one of the key professionals you’ll encounter is the Mortgage Loan

Selling a house can be a complex and often daunting process, but with careful planning and preparation, it can also

Closing on a new home is an exciting milestone in the journey of homeownership. However, amidst the anticipation of moving

In the realm of real estate and mortgage lending, the National Mortgage Licensing System (NMLS) stands as a cornerstone of

The passing of a loved one is a challenging and emotional time, and navigating financial matters, including the responsibilities associated

Securing a mortgage is a significant financial commitment, and borrowers often seek ways to manage their loans more efficiently. However,

For many aspiring homeowners, navigating the intricacies of mortgages can be a daunting task. Among the critical components of a

For the growing number of self-employed individuals, the dream of homeownership can come with unique challenges when it comes to

The decision to sell a home is a significant one, influenced by various factors ranging from personal circumstances to market

Homeownership opens doors to various financial opportunities, and one such avenue is the Home Equity Line of Credit (HELOC). A

Fair Market Value (FMV) is a fundamental concept in real estate that serves as a cornerstone for property transactions. Understanding

The homebuying journey is a multi-step process, and reaching the “Clear to Close” (CTC) milestone is a significant achievement for

For individuals seeking flexibility in their home financing options, an FHA Adjustable-Rate Mortgage (ARM) can be an attractive solution. FHA

In the complex world of real estate transactions, various terms and concepts can add layers of complexity to property dealings.

In the journey of buying a home, potential buyers often encounter various terms and financial considerations, one of which is

When navigating the complex landscape of real estate financing, prospective homebuyers often encounter a variety of terms and metrics that

The process of buying a home is often accompanied by numerous financial intricacies, and for some homeowners, unforeseen circumstances may

Investing in real estate is a popular strategy for building wealth and generating passive income. Non-owner-occupied mortgages, also known as

Homeownership not only provides a sense of stability but also offers an opportunity to leverage the equity you’ve built in

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In the intricate landscape of financial markets and interest rates, the term “Par Rate” holds a significant place. Understanding what

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The down payment is a fundamental component of the homebuying process, playing a crucial role in determining the affordability of

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Owning and managing rental properties can be a rewarding venture, but it comes with its own set of challenges. From

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Real estate transactions involve a series of legal terms and roles, and among them, “grantor” and “grantee” play pivotal roles

For homebuyers seeking opportunities in the real estate market, HomePath properties present a unique option worth considering. HomePath is a

The VA loan program is a valuable benefit for eligible veterans and service members, offering favorable terms and conditions for

Homeownership not only provides shelter but also an opportunity to build equity—the difference between your home’s market value and the

Investing in real estate can be a lucrative venture, but the success of your investment often begins with finding the

For homeowners seeking financial flexibility and the ability to tap into their home’s equity, a Home Equity Line of Credit

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In the realm of real estate transactions, holding a mortgage, also known as seller financing, represents an alternative method of

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For many individuals, homeownership is a significant milestone, and obtaining a mortgage is a key step in achieving this goal.

For homeowners seeking to leverage the value of their property to meet financial goals, home equity loans present a compelling

Mortgage rates are a pivotal factor in the real estate landscape, influencing the affordability of homeownership and the decisions of

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Securing a mortgage is a significant milestone on the path to homeownership, but the process involves various considerations and criteria.

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For many aspiring homeowners, the prospect of purchasing a house is both thrilling and daunting. One of the critical components

When it comes to real estate, the assessed value of a property is a crucial factor influencing property taxes and

For U.S. military veterans and active-duty service members, the benefits of a VA (Veterans Affairs) home loan are extensive, offering

In the realm of adjustable-rate mortgages (ARMs), the 7/6 ARM stands out as a unique and specific type of home

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Refinancing a mortgage can be a strategic financial move that allows homeowners to optimize their loan terms, reduce monthly payments,