Financing a Home is an Extraordinary Milestone
That’s why we’re committed to providing unparalleled support and guidance to ensure your experience is not just successful, but truly exceptional.
Today's Rates

The World Moves Fast
and So Do We!!
That’s why we offer prompt, same-day Fannie Mae underwritten approvals, giving you the confidence and certainty you need during your home-buying journey. With a bona fide mortgage approval in hand, you can submit your offer knowing that your financing is already secured, making you a more competitive buyer in today’s fast-paced real estate market.
In competitive housing markets, being ready to submit an offer backed by secure financing can make all the difference. With our same-day approvals, you can house hunt with peace of mind, knowing that your financing is in place and that you’re fully prepared to make a strong, credible offer.
Exceptional Rates and Fees
Our live quote pricing engine is a powerful tool that delivers real-time interest rate quotes with accurate and transparent closing cost figures you can rely on throughout the loan process
Whether you are exploring loan options, refinancing, or purchasing a new home, having real-time access to both interest rates and closing cost information empowers you to make well informed decisions.
We strive to make the mortgage process more straightforward and empowering by helping you confidently secure the best loan and terms for your lending scenario.


Comprehensive Digital Platform
With our intuitive online application, loan management portal and real-time loan updates, you’ll be able to effortlessly complete the mortgage loan application, securely upload your supporting documentation, and monitor every step of the loan process with ease.
Our commitment to efficiency, security, and transparency empowers you to actively participate in and track every aspect of your loan journey. This means you’ll have complete visibility into your loan’s progress and be able to make informed decisions throughout the process while enjoying a seamless, stress-free mortgage loan experience.
Partnerships with Shared Vision
We recognize that securing a mortgage is not just a financial transaction, but a significant milestone in your journey through homeownership. This philosophy has driven our growth over the past four decades, and we are now humbled by the fact that we are the largest mortgage brokerage in the nation.
Over time, we have established strategic partnerships with the leading mortgage banks, which offer very competitive pricing and fast closings. We continuously monitor and compare rates every day to offer the best opportunities available in the market for your lending scenario.


Effortless Rate Quotes

Loan Management Portal
Our Loan Management portal provides precise loan details, approval conditions management, up to date closing fees, documentation control, effortless tracking and more!

What You Can Expect

Complete Transparency

Dedicated Team of Experts
Our team of mortgage specialists are industry seasoned professionals who possess a true passion for helping clients achieve their home- ownership dreams and the commitment to provide skilled guidance every step of the way.
Success is Built on Relationships
We understand that all great partnerships are built on trust, honesty and excellent communication, so that is our number one goal from application to closing and in the years to follow. In addition to providing extremely competitive rates and pricing, we deliver exceptional service for new borrowers as well as homeowners who have entrusted us time and time again with all of their mortgage needs.
By providing you with the knowledge and information you need, we empower you to navigate the mortgage landscape with confidence, knowing that you are making decisions that best align with your financial well-being

Using our Mortgage Calculator is a great way to estimate your monthly mortgage payments and gain a clear understanding of how different factors impact your budget. With this tool, you can input key details such as your loan amount, down payment, interest rate, property taxes, mortgage insurance, and any applicable association dues. It provides a comprehensive estimate to help you plan effectively for homeownership.
Get Started
We’re here to support you through every stage of your homeownership journey


Start the Pre-
approval Process
Easily navigate our smart Loan Application to determine your Mortgage Qualification

Get a Real Time
Mortgage Rate Quote
See all available mortgage Rates without providing any personal information

Calculate your Monthly Mortgage Payment
Determine your total monthly payment with the Loan Bliss Mortgage Calculator
Making informed decisions about your mortgage loan is crucial to achieving your financial goals and homeownership dreams. At Loan Bliss, we are dedicated to empowering you with the information, tools, and resources you need to navigate the home loan process confidently and effectively. From understanding different loan programs to exploring interest rate options and comparing costs, we prioritize transparency and education to help you make the best choices for your unique situation.
Your Success is Our Success

Highly Competitive Pricing
Our business model allows us to offer very competitive interest rates and closing fees to our clients by partnering with mortgage banks who provide large volume pricing. In doing so, we are able to consistently deliver competitive rates and fees, while building long-term relationships

We Keep you Informed

Mortgage Loan Education
Because we consider education to be a priority, we offer transparency in our product guidelines. This enables borrowers to have a clear under- standing of eligibility criteria, along with the variations in loan programs. Through this approach, we aim to ensure that borrowers have the necessary tools to make the best choices.

All Inclusive Brokerage
Our partnerships enable us to offer a multitude of loan programs from the nation’s leading mortgage banks. We compare the rates of our banks every day to ensure that our borrowers are receiving the best opportunities that are available for their lending scenarios.
Experience the
Loan Bliss Difference
Discover the peace of mind that comes from knowing that you have a reliable and experienced team by your side throughout every stage of your homeowner experience, from application to closing and beyond.
Trending News
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The United States is experiencing a surge in population growth, with many Americans relocating to new cities in search of better job opportunities, more affordable housing, and improved quality of life. In this article, we’ll explore the top 10 most popular housing markets across the country,
Lender portfolios of foreclosed and seized office buildings, apartments, and other commercial properties grew 13% in the second quarter, as the slow return of workers to office buildings has helped push commercial-property distress to near historic levels. Banks and other lenders are seizing control of distressed
Are you looking to save money and relocate? Moving to a city that offers cash incentives to new residents could be a great option. With high inflation and stubborn mortgage rates, more workers are taking advantage of these offers, according to U.S. News & World Report.
With stubbornly high house prices and rising mortgage interest rates, homebuyers are facing significant challenges. Many resourceful buyers are finding ways to navigate this difficult landscape by seeking sellers with assumable, low-rate mortgages. An assumable mortgage allows a buyer to take over the seller’s existing loan
Did you know that in California, property owners aged 55 and older can transfer the taxable value of their home when they sell and buy or build another home, thus avoiding higher property taxes? This is thanks to Proposition 19, approved by voters in November 2020.
Get Started
We’re here to support you through every stage of your homeownership journey


Start the Pre-
approval Process
Easily navigate our smart Loan Application to determine your Mortgage Qualification

Get a Real Time
Mortgage Rate Quote
See all available mortgage Rates without providing any personal information

Calculate your Monthly Mortgage Payment
Determine your total monthly payment with the Loan Bliss Mortgage Calculator

Our commitment to your success doesn't end at closing
We’re here to support you in the weeks, months, and years that follow;
providing assistance, resources, and guidance to ensure your continued
success as a homeowner.
Your Exceptional Mortgage Experience
Starts Here
Our Happy Clients Say About Us
Emily R
As a first-time homebuyer, I had no idea where to start. The team guided me through every step, answered all my questions, and made sure I got the best loan possible. I couldn’t be happier with my new home! Thank you!
James T
Loan Bliss made my VA loan process seamless. They handled everything with precision and care, ensuring I got the best rate and lender credit. As a veteran, I truly appreciate their dedication and expertise.
Brent and Anna S
It was a pleasure working with Loan Bliss when we were doing our refinancing. We got a great deal on our rate and the process was very easy. We absolutely recommend using them if you want great service and communication.
Mark H
I loved it! I just purchased my first home using my VA eligibility. I held off for several years because I was nervous about the process, but working with Loan Bliss was literally a walk in the park. I know people always say it, but I should have done this a long time ago.
Samantha L
Being self-employed, I was worried about qualifying for a mortgage. This team took the time to understand my financial situation and helped me secure a great loan. I’m now a proud homeowner thanks to their hard work!
Allen E
This is our second home purchase, and the difference in service was night and day compared to our first experience. They were proactive, professional, and always available to answer questions. Highly recommend!
Paul L
I just wanted to drop you a note to say thank you. You and your team have been amazing during this whole process! Very professional, fair and honest. I am very happy to work with you and Loan Bliss. Thanks so much!
Jed H
Really excellent experience from start to finish. Our loan officer was incredibly responsive, informative and helpful to me, who had never refinanced before The loan estimate was spot on and he helped me work through some documentation questions and underwriter requests quickly and professionally.
Fabio M
I had an outstanding experience with Loan Bliss during the process of twice refinancing our home loan. Chris took care of me and my family and every promise was delivered. . I appreciate the way he handled our business to a point that he was working on my loan all the way to 11:35 PM.
Tom G
I will be sure to tell all of my friends, family, and vets of you and your great stand up support. You have been amazing to work with. You couldn't ask for anyone better during this process. Thanks so much for all.
Brian M
We refinanced our mortgage to take advantage of a lower rate, and the process was better than expected. The team kept us informed, found us a great deal, and saved us $387 per month!
Vanessa C
I honestly didn’t think I could qualify for a home loan, but Loan Bliss helped me secure an FHA loan with an affordable down payment. They truly care about their clients and made my dream of homeownership a reality.
Jon W
As a real estate investor, I need a mortgage company that understands my goals. My loan officer worked with me to structure the best financing option, and now I finally have a profitable rental property. I’ll definitely be using Loan Bliss again!
Rachel & Daniel P
We were in a tough market with multiple offers, but our Loan Bliss loan officer helped us close quickly and get our dream home. Their speed and expertise gave us a huge advantage! Thank you from our whole family!!
The Blythe Family
Buying in a high-cost area required a jumbo loan, and we were worried about the rates and guidelines. Loan Bliss made the process smooth and stress-free, while securing us a fantastic rate. Highly recommend!
Jessica R
I never thought I could buy a home so soon after graduating, but my loan officer and her team at Loan Bliss helped me navigate three first-time homebuyer programs and made my dream possible. So grateful for their guidance!
Chris D
I was worried that I wouldn’t qualify for a home mortgage due to some past credit issues and having multiple jobs, but Loan Bliss worked with me for three months while I took several steps to clean up my credit and work through my employment. Now, I own a home and am building financial stability!
Erica S
I was on a tight deadline to close on my home, and Loan Bliss worked fast to make it happen and their timing and communication were outstanding. Thank you for everything.
Matthew J
My income comes from mostly cash sources, which made qualifying for a mortgage impossible when I had applied at other banks and mortgage companies. But my favorite loan officer at Loan Bliss took the time to understand my finances and she got me approved with a mortgage loan that used my bank deposits and the rate was surprisingly low.
Olivia W
In an extremely competitive market, having a strong mortgage team made all the difference. Their fast pre-approval and support helped me win the bid on my dream home!
Heather & Jake M
We wanted to remodel our backyard so we decided to refinance to get the funds. The process with Loan Bliss was a lot easier and quicker than we were used to, and we now have the funds to make our dream backyard a reality.
Brandon C.
I had a lot of questions throughout the mortgage process and my loan officer was very helpful, even in the evenings after normal business hours. The communication and support were top-notch.
Mike H
I’ve heard horror stories about VA loan delays, but this team was incredible. They knew exactly how to handle my VA benefits, and I closed on time with no stress!
Jessica T
My husband and I are both self-employed, and we were turned down by other lenders who didn’t understand our income structures. Our loan officer at Loan Bliss worked with us to get the best loan, and now we own a beautiful home. Thank you guys!
Derek V
With interest rates fluctuating, I was nervous about when to lock in. My loan officer at Loan Bliss monitored the market and locked me in at the perfect time, securing a rate lower than I even expected!
Chris H
Loan Bliss helped me refinance my VA loan to a much lower rate with a VA streamline.. The process was incredibly easy, and I’m now saving $411 per month on my mortgage!
The Carter Family
With our third child on the way, we desperately needed more space and a bigger home. It wasn't easy finding the right home, but the Loan Bliss mortgage team secured a great loan to upgrade to a larger home. We couldn’t be happier!
Jason J
I started my VA loan process with another company, but they kept giving me the runaround and tried to convince me to take a Conventional loan with a significant down payment. Loan Bliss stepped in, took over the process, and closed my loan in 22 Days. I am very pleased, especially with my loan officer's knowledge and communication.
Tom & Maria B
We had a short sale on our record and were told we wouldn't qualify again. Loan Bliss found a lender willing to work with us and we’re now homeowners again. We can't thank you enough!
Sarah & Jason T
As first-time homebuyers, we were nervous about qualifying, especially with a limited down payment. Our loan officer at Loan Bliss explained every option clearly and helped us qualify for an FHA loan with just 3.5% down. It literally took one phone call, and now we are homeowners!
Amanda W
I had no idea what type of mortgage was right for me. Loan Bliss took the time to explain the differences between VA, Conventional, FHA, and USDA loans. They found me the best program that fit my budget and got me an amazing interest rate!
Tyler & Rachel P
We kept losing homes because our pre-approval process with other lenders was too slow. Loan Bliss got us pre-approved the same day we applied, and when we finally found the right house, our offer was accepted immediately. We closed in just 19 days!
Luis P
I was relocated from California to Florida and needed a VA mortgage fast. Loan Bliss got me pre-approved quickly, and I was able to make a strong offer on the house which is now my home.
Marcus F
I didn't have any credit scores because I always paid for everything in cash. Loan Bliss helped me build alternative credit history using my rent and utility payments. Thanks to them, I was able to qualify for my first mortgage. Amazing!!
Lisa R
Being self-employed, I struggle to prove my income to traditional lenders. Loan Bliss offered a loan using only my bank statements to qualify and I was approved without the using the adjusted gross income on my tax returns. I wish I would have found them years ago!
Sandy and Alex D
I had a few late payments on my credit, and we were struggling to get approved. Loan Bliss helped me dispute inaccurate items and had me pay off my credit cards. After they did a rescore, we got a much better rate than we expected on our refinance.
Jack M
I have multiple income streams and investments, which evidently confused other lenders I spoke with. Loan Bliss handled my complex financial situation with ease and got me an excellent jumbo mortgage rate.
Paul & Denise K
After retiring, we wanted to downsize but weren’t sure how to use our VA loan again. Our loan officer and his team @ Loan Bliss walked us through the entire process and made our transition stress-free!
The O'Reillys
We needed money for renovations and to pay off debt, and we wanted a 30 year fixed rate 2nd mortgage loan. Other lenders offered adjustable rate equity lines or high rate fixed loans. Loan Bliss got us a fixed rate loan with great interest rate, so now we’re updating our kitchen and bathrooms and we're debt free!
David G
As Marine Vet, I wanted to use my VA loan benefits, but didn’t know where to start. My loan officer at Loan Bliss walked me through everything from obtaining my certificate of eligibility, to identifying a condo that was VA approved. Also, the bank credited me $7455 towards my closing costs.
Warren S
I buy several properties a year, and I need a mortgage company that understands real estate investing, timelines and obviously the best financing options. I have trusted my loan officer and her team at Loan Bliss for years, as they are professionals who always take care of me.
Michael & Laura G
We applied to three banks and two lenders, and they all turned us down, but Loan Bliss found a way to make it work. We spent a couple of months looking and now we're living in our forever home thanks to them!
Robin S
My fluctuating business income made getting a mortgage difficult. Loan Bliss analyzed my bank statements instead of tax returns and funded a perfect loan. What a relief to know moving forward.
James & Katie B.
Our daughter was starting college, and we needed extra funds, so we pursued a second mortgage. Loan Bliss helped us with a home equity loan giving us the cash we needed at a low, fixed interest rate. Great decision and choice of company. .
Greg F
I had several high-interest credit cards plus a personal loan and Loan Bliss helped me do a cash-out refinance, which saved me over $1700 hundred every month!
Lauren P
Loan Bliss kept me informed every step of the way. I always knew what was happening, and that made all the difference!
The Gustafson Family
We outgrew our first home and wanted to use my VA loan again. Loan Bliss explained how my entitlement worked, so we refinanced our current home which freed up my VA entitlement to purchase the home we now live in.
Tiffany R
I always wanted to buy a home, but the mortgage process seemed intimidating and overwhelming. But my loan officer at Loan Bliss was so patient and thorough and she explained everything to me and made me feel very confident at every step. Thanks to her and her processor, I’m now a proud homeowner!
Chris & Megan L
We needed to close our loan really FAST to compete with cash buyers. Loan Bliss pulled off a 16-day closing, and we got the house over multiple competing offers!
The Rodriguez Family
We needed a home big enough for our parents to live with us and co-sign on the new mortgage loan. Chris and this team helped us get the financing to make it work. Now, our family is all together!
Erick W
I bought my first rental property, and Loan Bliss gave me expert advice and an amazing mortgage deal. Can’t wait to buy my next one!
Rachel H
I’m an independent contractor and traditional lenders didn’t approve me because my adjusted gross income was too low. But a friend recommended Loan Bliss, and the loan officer showed me three different loan programs for business owners like me. I am very grateful that I was able to qualify after all and buy my home without any problems!
Tomas Z
I wanted to switch from a 30-year to a 15-year mortgage. Loan Bliss provided great terms while they made the transition smooth and saved me thousands in interest!
Tom G
As a veteran, I wanted to use my VA loan, but some other lenders made it difficult and tried to convince me to use a conventional loan with a large down payment. Loan Bliss streamlined the process and got me an incredible deal with my first home using my VA entitlement!.
Stephanie J.
A very well known lender denied me at the last minute, and I was devastated. They team at Loan Bliss turned things around and got me approved and closed in 16 days. Truly Amazing!!
Noel & Stephanie D
I had no clue how mortgages worked and I honestly thought my wife and I would never be able to qualify, because we didn't have very much money save for a down payment. But we very surprised to learn that we actually did have enough for a down payment and the team at Loan Bliss was able to get most of the closing costs paid by the bank. Thank you for all that you guys do, we are very comfortable with our decision. Excellent service!
Manish J
I wanted to buy a duplex with my VA loan and rent out one side. Loan Bliss helped me structure my loan and get qualified while keeping my monthly payments low! I am very pleased with the service.
Nathan G
I was told by another lender that my 608 credit score wasn’t good enough for a VA loan. Loan Bliss not only got me approved, but they also worked with me to raise my score and secure an even better interest rate.
Jim & Merrideth
We had a conventional loan and we were paying PMI. Loan Bliss explained that we could refinance into a VA loan without PMI and almost a full point lower in interest rate, which saves us hundreds each month!
Elliot M
Houses were and still are selling fast in my area, and I kept losing out to other buyers. Loan Bliss got me a rock-solid approval and spoke with the listing agent, which made her more confident and she accepted my offer. I actually own a home now!