A mortgage pre-approval is a process in which a lender reviews a borrower’s financial situation, such as their credit score, income, and debt-to-income ratio, to determine how much they may be qualified to borrow for a mortgage.

This process typically involves completing an application, providing supporting documentation, and having a lender or mortgage broker pull your credit report. Once the lender has reviewed your financial information, they will issue a pre-approval letter that outlines the maximum amount of money they are willing to lend you for a mortgage, based on their assessment of your financial situation.
At Loan Bliss we have made the pre-approval process quick, easy and painless. Begin by going through the intuitive loan application which only takes a few minutes.

Next, upload your income and asset documentation via our secure upload in your borrower portal. Our loan team will immediately review your qualifying credentials, your credit report, analyze your debt to income and attain the automated underwriting approval.

A loan officer will in turn send you a pre-approval letter by email and send a copy to your secure portal. As you navigate through the home buying process, you can request a new approval letter at any time for any property.